Enjoy condo living to the fullest
Unit Owner
Wise unit owners put condo insurance policies in place to protect their condo from damage, accidents, or injury for which they are liable .
Association vs. Condo
Most condominium associations cover the structure of the building, but the owner must replace items such as flooring, cabinetry, bathroom fixtures, personal contents, etc. This is where your condo insurance comes in.
Liability
Liability for what takes place inside the unit and associated property such as garages and car ports is important.
Rental Exposure
Condo owners that rent their units out part or full-time must cover this exposure to be fully protected. If you’re a landlord, does your condo insurance policy cover this liability?
Worth
Condo values can fluctuate year-to-year. Make sure your coverage reflects your unit’s actual value”